Most money problems aren't math problems — they're attention problems. A wealth journal fixes that first, and the numbers follow. In just 15 minutes a day, you'll track where your money actually goes, surface the limiting beliefs driving your spending, and make one deliberate money decision daily. This guide covers the full routine, 10 prompts to get you started, and why writing by hand works where budgeting apps fail. Move from confusion to control — one page at a time.